News & Blog

Read the latest about what’s going on in finance through our Silicon Valley Wealth Advisors blog.

Tax Season

When to Expect Your 1099s: Schwab has two release dates planned: January 31 for simple accounts (cash and stocks only), and February 14 for all other accounts (those that have mutual funds and ETF holdings). Note that these are the “digital release date”, i.e. when the 1099 is available online. If you are waiting for…
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The SECURE Act of 2019

The Secure Act of Setting Every Community UP for Retirement Enhancement Act signed into law December 20, 2019 includes many common sense and overdue provisions that may enhance retirement savings along with some provisions that are not favorable. Some of the key provisions – in approximately the order of impact to our clients-include: Eliminates the…
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A Note on the Schwab/ TD Ameritrade Merger

Many of you may have heard TD Ameritrade has agreed to be absorbed by Schwab. According to Baron’s the companies expect the deal to close in the second half of 2020. As Baron’s reported the combined company would be an industry giant: TD would double Schwab’s brokerage account base to about 24 million, add 1.3…
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2019 Q4 Letter to Clients

Dear Clients, Happy New Decade. We trust you all had a wonderful holiday season. As the we enter a new decade how many of you remember where you were December 31st, 1999? The clocks were going to fail to rollover and our world would shut down. Did not happen, just like then 2019 did not…
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How to Respond to a Data Breach

If you are the victim of a data breach, time is of the essence. Whether your personal data has been compromised as part of a larger targeted cyberattack, or you are the victim of an individual cybercrime. You’ll need to take immediate action to minimize the impacts. These are steps you should take within specified…
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2019 Q3 Letter to Clients

Dear Clients, Summer has slipped away, and cool weather is becoming the norm. There is much to look forward to as the season brings us baseball playoffs, football, hockey, fall reading accompanied by pumpkin flavored treats, harvest fairs, Halloween and Thanksgiving. We are very excited to announce the merger of Ponder Financial Group into SVWA….
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Welcome Scott Ponder

Scott Ponder, CFP® – Principal We would like to welcome R. Scott Ponder, CFP® to the SVWA team. With over 30 years in the financial service industry as an Advisor and Owner of Ponder Financial Group, he brings a wealth of experience and expertise to SVWA. Scott was an entrepreneur at an early age with…
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2019 Q2 Letter to Clients

Dear Clients, Spring gardens have finally been planted, baseball is in full swing, the Warriors are closing out their regular season run in the Oakland Colosseum and heading for the playoffs, and the San Jose Sharks are skating well. As we look toward enjoyable spring weather we are pleased to present our quarterly review. First…
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2019 Q1 Letter to Clients

Dear Clients, Spring gardens have finally been planted, baseball is in full swing, the Warriors are closing out their regular season run in the Oakland Colosseum and heading for the playoffs, and the San Jose Sharks are skating well. As we look toward enjoyable spring weather we are pleased to present our quarterly review. First…
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2018 Q4 Letter to Clients

Dear Clients, Happy New Year! Family gatherings have come to a close, and binge-watching of Sopranos, Game of Thrones, or Everybody Loves Raymond have supplanted the desire to have just one more holiday treat. As we have mentioned in prior letters we have upgraded to a new portfolio reporting and management tool. Enclosed is your…
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2018 Q3 Letter to Clients

Dear Clients, As football and hockey take the main stage we must tip our hats and offer congratulations to the boys of summer. The Giants entertained, and the A’s almost pulled it off. We are pleased to report our thoughts on the market below. Third Quarter 2018 in Review US markets climbed to unprecedented levels…
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Tips for Preventing Fraud Online

Tips for Preventing Fraud Online Cybercrime and fraud are serious threats and constant vigilance is key. While Silicon Valley Wealth Advisors play an important role in helping protect your assets, you can also take action to protect yourself and help secure your information. This checklist summarizes common cyber fraud tactics, along with tips and best…
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2018 Q2 Letter to Clients

Dear Clients, Summer is here, baseball is in full swing, we are still floating on the rarified air of the Warriors championship, and vacations are upon us as we continue to explore the financial markets. Please read on for our thoughts about past, current, and musings about future market conditions. Second Quarter 2018 in Review…
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2018 Q1 Letter to Clients

Dear Clients, We know spring is in full swing when the days grow longer and warmer. We also recognize that this is tax season, as the calls from CPA’s, tax professionals, and come at a fast clip. The volatility of the first quarter of 2018 was quite a shock relative to the experience in 2017….
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2017 Q4 Letter to Clients

Dear Clients, In writing this letter, we reflect on the year and try to use this thinking to not only understand what occurred, but also help us shape our thinking for what lies ahead. These retrospectives conjure images, both positive and negative, about the path behind us and compel us to think what surprised us…
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Q3 2017 Letter to Clients

As we enter October, we are now three quarters through a very eventful 2017. Summer has come to an end and Fall is officially here. As the days turn cool and the nights grow long we look forward to holidays spent gathered around tables with a mixture of both friends and family. Please read below…
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Year End Tax Planning for 2015

Dear Clients and Friends, Another year has passed, and the time for year-end tax planning is upon us again. We have survived the second tax season with most of the big changes associated with the American Taxpayer Relief Act of 2013 (ATRA) which was signed into law on January 2, 2013, along with provisions in the…
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Year End Tax Planning for 2014

Dear Clients and Friends, Another year has passed, and the time for year-end tax planning is upon us again. We have survived the first tax season with most of the big changes associated with the American Taxpayer Relief Act of 2013 (ATRA) signed into law on January 2, 2013, and provisions in the Patient Protection…
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