Our Investment Philosophy

At Silicon Valley Wealth Advisors, we have a deep and nuanced understanding of the financial markets. Our job is to know about the global issues that could affect your portfolio, and then analyze the entire investment spectrum in order to make recommendations that are appropriate for you and your situation. Before delivering specific investment advice, we examine economic and political factors, as well as prevailing investor attitudes, to determine the most promising sectors in a given market. Then, we create a diverse portfolio spread across industries.


Asset Allocation Matters

Asset allocation is the primary driver of risk and returns. We use modern portfolio theory to consider how each asset changes in price relative to every other asset in your portfolio. Diversification across asset classes reduces a portfolio’s exposure to the risks associated with a particular company, sector or market, with the aim of selecting a collection of investment assets that has collectively lower risk than any individual asset.

After we determine whether investing in stocks, bonds or cash is most advantageous, we make sub-asset allocation decisions, deciding which countries or sectors are likely to outperform based on our forward-looking views.

We help investors determine an ideal asset allocation for a portfolio in any type of market environment.


Seeking Wealth Creation Opportunities

When appropriate, we combine our top-down investment management philosophy with a bottom-up, opportunistic approach to seeking wealth creation opportunities. Because the world can change on a dime, we are constantly looking for ways to enhance your wealth through emerging growth opportunities, including private equity stocks, IPOs and limited partnerships.

The Three Elements of Our Investment Approach

  • Asset allocation: The percentage of your portfolio invested in various asset classes, such as stocks, bonds, and cash investments, according to your financial situation, risk tolerance, and time horizon.
  • Sub-asset allocation: Choosing investments within an asset class, such as U.S. or international equities; or large-, mid- or small-capitalization equities.
  • Active/passive: Choosing indexed and/or actively managed assets. A combination of active and passive funds can address short-term risk and provide the opportunity to outperform a benchmark.