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Friday, October 8, 2021

October 6, 2021 There is a chill in the air this week, bringing forth thoughts of another change of the season. We are stocking up on candy this year with high hopes of our first real Halloween in two years. We are also cautiously...

Tuesday, September 28, 2021

Most likely, you’ve heard what’s brewing in Washington, D.C., called by one of these names. The Build Back Better Act. Or the $3.5 trillion budget reconciliation bill. Or the Jobs and Economic Recovery Plan for Working...

Wednesday, July 21, 2021

Dear Client, The thermometer tells us that it is summertime, and we hope you have been able to get out and spend some time with family and friends you may not have seen for a while. Second Quarter 2021 in Review U.S. S&P 500 corporate...

Tuesday, July 20, 2021

Recently, you may have seen headlines regarding the Securing a Strong Retirement Act, also referred to as the second version of the SECURE Act, or SECURE Act 2.0.As the bill moves from the House of Representatives to the Senate, many...

Tuesday, April 13, 2021

Dear Client, We know spring is in full swing when the days grow longer and warmer. We also recognize that this is tax season, as the calls from CPAs, tax professionals, and clients come in at a fast clip. Last year, due to the...

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Friday, March 5, 2021

You've probably seen many articles popping up about the bond market. Interested in why this is occurring? #svwa #bonds

Monday, January 25, 2021

What's going on with bonds? #bondmarket

Thursday, January 21, 2021

Dear Client, Happy New Year! We wish you a very Happy and Prosperous New Year! It is the start of a new year, and we can finally say goodbye to 2020 as we embrace a hopeful 2021. For many, it is also a time to plan, set new goals, and...

Monday, January 4, 2021

As Wall Street pushes higher, a pandemic-weary Main Street is relearning how to manage cash flow with the hope of keeping its retirement dreams alive.Self-employed Americans, and the people working for them, account for roughly 30...

Monday, December 28, 2020

With the Federal Reserve keeping interest rates at or near zero, you may wonder about your mortgage. Is it a good time to refinance or even pay off the debt entirely? After all, your mortgage is one of the biggest expenses you may...

Monday, December 7, 2020

On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor elements to note.401(k)sThe salary deferral...

Tuesday, December 1, 2020

Dear Client - Welcome to Fall and the changing colors of autumn leaves. This tax letter will bring to light tax planning challenges and opportunities brought about by the CARES Act (2019) and SECURE Act (2020). Uncertain economic times...

Thursday, November 19, 2020

Many home owners have taken the time during COVID to improve their property. Are you thinking about how this can affect your financial goals and priorities? Speak with one our advisors today to have a conservation about your goals.

Monday, November 16, 2020

Read about Home Builders confidence during the pandemic. Are you thinking about purchasing a home but not sure if this fits within your financial plan? Speak with one of our advisors today.

Thursday, November 12, 2020

Enrolling in Medicare is a new process when people turn 65. Medicare enrollment is currently open but don’t wait until the end to learn about this.

Monday, November 9, 2020

Have you read about the new inflation rate from the Social Security Administration? Are you worried about retirement and how social security can impact your life? Speak with one of our advisors today.

Wednesday, November 4, 2020

Dear Client, As the Holiday Season approaches, we want to focus on our blessings. We believe that one of our major blessings is you, our client. We are grateful for the trust you have given us, both to manage your investment assets and...

Sunday, October 25, 2020

Unemployment is still a huge factor for many Americans during this pandemic. If you’re unsure about what options are available to you about 401(k) options or want to navigate how to proceed with your investments, talk with one of our adviso

Thursday, October 22, 2020

Will activity grow more in the future? Read more to find about Mergers, Acquisitions, & the Markets.

Wednesday, October 14, 2020

Your financial health is an important aspect to your lifestyle because many decisions revolve how financially well you’re doing. Take the time to learn about the components of financial planning and speak with one our advisors today.

Tuesday, October 13, 2020

Read our Quarterly Letter which goes over our thoughts about the past few months.

Thursday, September 3, 2020

Will Political Changes Affect the Economy? On top o fall of the storm and stress of the year 2020, we’re due for another national election in November. Many states will be selecting governors, representatives, and senators, while...

Wednesday, August 26, 2020

Record Low Mortgage Rates & Refinancing With the new lows on home mortgage rates, we have been looking at refinancing for many clients. On July 16, 2020, the interest rate for a 30-year home loan had fallen to 2.98%. In addition, the...

Wednesday, July 8, 2020

July 8, 2020 Dear Clients, First and foremost, we hope you and your family are safe and sound. We hope you enjoyed your July 4th holiday and were able to celebrate our country's independence. This summer, even though we do not have the...

Sunday, April 19, 2020

Washington has created a number of tax changes and programs designed to assist people and businesses to weather this crisis. We thought we would give you highlights of what we think you should know about both the recently passed CARES...

Wednesday, March 25, 2020

Every year we send out the “Key Financial Data”. This year, between the SECURE Act passing in December 2019, and the CARES Act further changing the rules – the original printed paper version were out of date before...

Saturday, March 21, 2020

First and foremost, we hope that you and your families are safe and healthy during this difficult time. As the country copes with the human impact of COVID-19, the strain on markets and the economy have been swift. There is no...

Monday, March 9, 2020

We wanted to give you an update on our thoughts on COVID-19 and financial markets. The COVID-19 situation is somewhat unprecedented. We simply do not know how bad, nor how long the economic effect will last. It is our belief that, at...

Tuesday, January 14, 2020

When to Expect Your 1099s: Schwab has two release dates planned: January 31 for simple accounts (cash and stocks only), and February 14 for all other accounts (those that have mutual funds and ETF holdings). Note that these are the...

Friday, January 10, 2020

The Setting Every Community Up for Retirement Enhancement (SECURE) Act, signed into law December 20, 2019, includes many common sense and overdue provisions that may enhance retirement savings along with some provisions that are not...

Sunday, January 5, 2020

Many of you may have heard TD Ameritrade has agreed to be absorbed by Schwab. According to Baron’s the companies expect the deal to close in the second half of 2020. As Baron’s reported the combined company would be an...

Friday, January 3, 2020

Dear Clients, Happy New Decade. We trust you all had a wonderful holiday season. As the we enter a new decade how many of you remember where you were December 31st, 1999? The clocks were going to fail to rollover and our world would...

Friday, October 25, 2019

If you are the victim of a data breach, time is of the essence. Whether your personal data has been compromised as part of a larger targeted cyberattack, or you are the victim of an individual cybercrime. You'll need to take immediate...

Thursday, October 24, 2019

Dear Clients, Summer has slipped away, and cool weather is becoming the norm. There is much to look forward to as the season brings us baseball playoffs, football, hockey, fall reading accompanied by pumpkin flavored treats, harvest...

Tuesday, October 1, 2019

Scott Ponder, CFP® - Principal We would like to welcome R. Scott Ponder, CFP® to the SVWA team. With over 30 years in the financial service industry as an Advisor and Owner of Ponder Financial Group, he brings a wealth of...

Saturday, August 10, 2019

Dear Clients, Spring gardens have finally been planted, baseball is in full swing, the Warriors are closing out their regular season run in the Oakland Colosseum and heading for the playoffs, and the San Jose Sharks are skating well....

Tuesday, April 9, 2019

Dear Clients, Spring gardens have finally been planted, baseball is in full swing, the Warriors are closing out their regular season run in the Oakland Colosseum and heading for the playoffs, and the San Jose Sharks are skating well....

Wednesday, January 9, 2019

Dear Clients, Happy New Year! Family gatherings have come to a close, and binge-watching of Sopranos, Game of Thrones, or Everybody Loves Raymond have supplanted the desire to have just one more holiday treat. As we have mentioned in...

Friday, October 5, 2018

Dear Clients, As football and hockey take the main stage we must tip our hats and offer congratulations to the boys of summer. The Giants entertained, and the A's almost pulled it off. We are pleased to report our thoughts on the...

Tuesday, July 31, 2018

Tips for Preventing Fraud Online Cybercrime and fraud are serious threats and constant vigilance is key. While Silicon Valley Wealth Advisors play an important role in helping protect your assets, you can also take action to protect...

Monday, July 9, 2018

Dear Clients, Summer is here, baseball is in full swing, we are still floating on the rarified air of the Warriors championship, and vacations are upon us as we continue to explore the financial markets. Please read on for our thoughts...

Friday, April 6, 2018

Dear Clients, We know spring is in full swing when the days grow longer and warmer. We also recognize that this is tax season, as the calls from CPA's, tax professionals, and come at a fast clip. The volatility of the first quarter of...

Wednesday, January 10, 2018

Dear Clients, In writing this letter, we reflect on the year and try to use this thinking to not only understand what occurred, but also help us shape our thinking for what lies ahead. These retrospectives conjure images, both positive...

Thursday, October 12, 2017

As we enter October, we are now three quarters through a very eventful 2017. Summer has come to an end and Fall is officially here. As the days turn cool and the nights grow long we look forward to holidays spent gathered around tables...

Wednesday, September 20, 2017

It was announced last week that Equifax suffered one of the largest security breaches in US History. While the breach was just announced, Equifax is reporting that they became aware of the breach in late July and that the breach was...