Dynamic Financial Planning

Our financial planning process is like having a conversation with an old friend. When you catch up with someone you haven’t seen for a while, you start by talking about the past. What have you achieved in your life so far? How have your experiences led you to this point? The way we see it, we first need to understand who you are and what you want to accomplish in life before we can go to work on your finances. This conversation is just the beginning of our financial planning process and what we hope will be a rewarding lifelong relationship.

By understanding your past, we can better prepare you for your financial future. Choosing the right tools and services to meet your unique financial needs and matching your investment strategy to your goals and values is the foundation for that future. Each of us will confront major life transitions and those transitions have economic implications more often than not. As financial advisors, we’re sensitive to the fact that personal circumstances can influence your relationship with money over time. All of the information you share with us contributes to a deeply customized financial plan.

Our financial planning software, Dragonfly, is named after the insect totem that represents wisdom and change. Amazing flight patterns characterize the dragonfly as it appears to be able to change direction swiftly, gliding through the air with no apparent effort. Its lightness inspires those who have the dragonfly as a totem to use their ability to be flexible and highly adaptable in any situation. Our financial planning process is designed to emulate the dragonfly’s attributes. Financial planning is a very dynamic and personal journey and must adapt to changes in one’s personal life and the global financial landscape.

Creating a responsive financial plan that is diligently monitored, adjusted, and maintained as your life changes has the power to significantly alter your trajectory. Discipline and commitment to your financial plan can mean the difference between getting by and thriving. We provide objective advice, education, and oversight so you can rest assured that you’ve done what you can to make sound financial decisions. More importantly, we help you define what matters most to you, and then we help you adapt to the inevitable circumstances of life’s progress.

Our financial planning services cover every aspect of your financial life and include the following:

• Cash flow management
• Insurance Analysis
• Long-term care, health and property insurance review
• Savings plans
• Stock option planning including ISOs, NQSOs, and RSUs
• Investment advice and analysis
• Estate planning
• College planning
• Tax planning
• Retirement advice and planning